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HUF A Tax saving Tool For Salaried Person?

Reading Time: 3 minutesWhat is a Hindu Undivided Family (HUF)?A Hindu Undivided Family (HUF) is a separate legal entity recognized under Indian tax law, allowing families following Hindu, Jain, Sikh, and Buddhist laws to collectively own property and manage income. It serves as a tool for family wealth management and potential tax optimization. What is the difference between

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What happens to maturity proceeds from IFSC insurance policies for NRIs?

Reading Time: 3 minutes1️⃣ What happens to maturity proceeds from IFSC insurance policies for NRIs?👉 Answer: From 1st April 2025, if you hold a life insurance policy issued by an insurer in an IFSC (like GIFT City), the maturity proceeds will be 100% tax-exempt in India—provided the annual premium never exceeds 10% of the sum assured.🔑 Key Insight:

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PF Maturity Tax Rules 2025 – Tax-Free or Taxable? Complete Guide

Reading Time: 2 minutesIs PF maturity tax-free in India? Learn PF taxation rules, Section 10(11), interest on excess contributions, employer limits, and retirement scenarios with examples. Provident Fund (PF) Taxation Explained Many employees believe Provident Fund maturity = tax-free jackpot, but that’s not always the case. The Income Tax Act has clear rules depending on years of service,

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Share Buyback Taxation 2025 – How Shareholders Are Taxed in India

Reading Time: 2 minutesFrom Oct 1, 2024, share buyback taxation shifted from companies to shareholders in India. Learn new tax rules, TDS, capital loss set-off & planning tips for 2025. Introduction The taxation of share buybacks in India has undergone a major shift. Earlier, companies bore the tax burden, but from October 1, 2024, the responsibility now lies

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Why Most Businesses Fail: 8 Financial Management Lessons Every Entrepreneur Must Master

Reading Time: 2 minutesDiscover why 90% of businesses fail and how to avoid financial missteps. Learn key principles of cash flow, debt, working capital, and profitability to grow sustainably. Why Most Businesses Fail: 8 Financial Management Lessons Every Entrepreneur Must Master Over 90% of business failures aren’t caused by bad products or bad luck — they’re caused by

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How Section 56(2)(x) Closed the Farmland Black Money Loophole | Explained Simply

Reading Time: 3 minutesDiscover how the ITAT ruling of 2025 shut down black money laundering through rural agricultural land using Section 56(2)(x). Get examples, tax insights, and real implications. 💡 What Was the Farmland Scam in India? For years, rural agricultural land was misused as a tool to convert black money into white without triggering taxes. Here’s how

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How Black Money Conversion via Agricultural Land Was Blocked | Section 56(2)(x) Explained

Reading Time: 2 minutesLearn how black money was converted into white through rural agricultural land and how a 2025 ITAT ruling closed this loophole under Section 56(2)(x). Includes examples and practical impact. ❓ What Was the Farmland Black Money Loophole? For decades, many individuals used rural agricultural land purchases in India as a way to convert black money

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Taxation of Dividend Income in India (2025) – Slab Rates, TDS & Case Study

Reading Time: 3 minutesLearn how dividend income is taxed in India post-2020. Includes slab-wise tax rates, TDS rules, deductions under Section 57, and a real case study for better tax planning. 🔎 What is Dividend Income? Dividend income is the return received by shareholders from a company’s profits. It is distributed in proportion to the number of shares

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How the Income Tax Department Tracks Your Transactions | 2025 Guide

Reading Time: 3 minutesWondering how the Income Tax Department tracks your FDs, credit card spends, or property purchases? Learn how SFT, AIS, and AI are used to detect mismatches in your ITR in this expert 2025 guide. 📊 How Does the Income Tax Department Know About Your Money? If you’ve ever thought, “How does the Income Tax Department

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